Need More Inspiration With Exness Forex Broker? Read this!

Zero Account

This determines their trading environment and risk level. Terms of Service / ©2024. ARS, AED, AZN, AUD, BND, BHD, CHF, CAD, CNY, EUR, EGP, GHS, GBP, HUF, HKD, INR, IDR, JPY, JOD, KRW, KES, KWD, KZT, MXN, MAD, MYR, NZD, NGN, OMR, PKR, PHP, SAR, QAR, RHB, SGD, UAH, USD, UGX, UZS, XOF, VND, ZAR. Full commissiontransparency. It does not account for your specific financial situation or goals. For instance, bank moves could have fees up to $30 each time, and e wallets might take 1 2% of the money. “Our new brand offers a nod to where we’ve come from and a promise that our values remain the same while we take bold new steps into the future,” says so Cardalda, Exness’ Chief Marketing Officer. All account types are crafted to give you an edge in the market by providing better trading conditions and flexibility. In this blog post, we will be comparing the different account types offered by Exness, one of the leading forex brokers in the industry. It states clients can access spreads from 0. ✅ Open Exness Pro MT5 Account. The introduction of a contract for difference in prices, CFD, has helped to reduce risks. These entities are licensed by regulatory bodies such as CySEC Cyprus, FCA UK, FSA Seychelles, FSC BVI, CBCS Curacao, FSCA South Africa, and CMA Kenya. There’s immense virtue in simplicity. In addition to depositing funds, you’ll also need to know how to withdraw money from your Exness account. It enables trading at any time and place, featuring a straightforward interface for effortless mobile trading. There are many assets available to clients on Forex. Ezekiel is considered as one of the top forex traders around who actually care about giving back to the community. We are a company that is constantly evolving and your feedback helps us in improving our offerings. The Exness Pro account is designed for professional traders who require high execution speed and low spreads. Lots of traders like this platform. The Exness Web Terminal Demo offers a direct, browser based trading experience, eliminating the need for downloads or installations. Multiple regulatory licences: FCA, CySEC, FSA, FSCA. In some countries, it is for instance $500.

Exness Forex Broker: Back To Basics

New Cryptos CFDs with Even Better Trading Conditions

This review will delve into the key aspects of Exness, shedding light on its unique advantages and why it’s a preferred option among traders. Finance AZ Does Not Provide Any Warranty Regarding Any Of The nhà môi giới forex Exness Information Contained In The Website, And Shall Bear No Responsibility For Any Trading Losses You Might Incur As A Result Of Using Any Information Contained In The Website. Every POI document you submit needs to have a picture of the client with their full name, which should match the account holder’s name. The Exness minimum deposit via crypto payment is $10. Reliable and responsive customer support is a crucial aspect of a broker’s legitimacy and overall quality of service. Nasdaq 100 BrokersFTSE 250 BrokersFTSE 100 Brokers. Read more about the difference between margin and free margin. Exness’s extensive network of liquidity providers ensures that traders have access to a diverse range of financial markets. Trading in futures and options carries substantial risk of loss and is not suitable for every investor. Grant Exness a limited view of your recent trading activity to verify consistent and legitimate use of your account, reinforcing your identity claim. 27 Aug 2020 I was long on Gold perfect entry no drawdown. By the end of this post, readers should have a better understanding of the legal landscape surrounding Exness in the US and how they can ensure compliance while trading with the platform. These limits vary depending on the withdrawal method chosen and the trader’s account type.

Exness Forex Broker: Is Not That Difficult As You Think

Cent Account: Ideal for Beginners

Terms and Conditions apply. Is at Emancipatie Boulevard Dominico F. By clicking Continue to join or sign in, you agree to LinkedIn’s User Agreement, Privacy Policy, and Cookie Policy. 50 for each side per lot. These entities are licensed by regulatory bodies such as CySEC Cyprus, FCA UK, FSA Seychelles, FSC BVI, CBCS Curacao, FSCA South Africa, and CMA Kenya. So, if you are seeking to open an Exness account, in this comprehensive guide, TU experts will walk you through the steps. Under no circumstances shall the Company have any liability to any person or entity for any loss or damage in whole or part caused by, resulting from, or relating to any transactions related to Investing. MT4, MT5 to your broker’s server and respond to it. The platform respects the diversity of its user base and provides alternatives to English. Exness doesn’t just store all client funds in one bank, they spread the funds across different tier 1 banks so that even if one bank has a problem, others will be available. Read my review of Interactive Brokers to learn more about additional investment products available with this broker. Exness services relate to complex instruments and come with a high risk of losing money rapidly due to leverage. This may impact how, where and which companies / services we review and write about. Exness provides a wide range of payment options, flexible deposit and withdrawal methods, and a user friendly platform to help you effectively manage your trading capital. Some of the most relevant indicators of Canada’s Economic Calendar include. Beginners can benefit from the Cent account, which offers access to the user friendly Trading Terminal platform, allowing them to limit their risk in the live market. Traders can choose which type of Standard account they prefer based on their trading strategy and preferences. Furthermore, traders can access instrument specific insights, enabling them to make well informed decisions based on the unique characteristics of each asset. Exness provides transparent information about their pricing, so be sure to review the details for the specific cent account you’re interested in. Exness’ MT4 platforms deliver the features and tools you need. ” This includes understanding Exness’ pricing model, spread and commission rates, and factors that affect these costs. Exness distinguishes itself by offering a seamless verification process that prioritizes compliance and security while expediting account activation.

Exness Forex Broker For Dollars Seminar

Market research

Their goal was to create a clear and reliable way to trade all over the world. What do I need to do to open an investment in Social Trading. Major factors in determining the quality of a broker’s offer include the cost of trading, the range of instruments available to trade, and general ease of use regarding execution and market information. Submit Request: After confirming the details, submit your withdrawal request. Before proceeding with the account opening process, you will be required to review and agree to the terms and conditions set by Exness. Exness offers clients a wide range of trading in stock indices of Japan, Germany, the USA, the UK, and other international indices. Exness is a reputable online trading platform that offers traders access to various financial markets such as forex, stocks, commodities, and cryptocurrencies. In this blog post, we will take an in depth look at the regulatory status of Exness in India and discuss the implications of trading with a regulated or unregulated forex broker. This A Book broker allows investors to trade a variety of market products. Our Exness demo account review will help you understand how it works, the differences to live trading accounts, and how you can benefit the most from your Exness demo account. Take advantage of the optimal trading conditions to maximize your benefits during your trading journey and take your performance to the next level. These apps grant traders the flexibility to access their accounts, execute trades, and monitor market developments while on the move. 1+ billion in quarterly withdrawals. El domicilio social de Exness SC Ltd está ubicado en 9A CT House, 2. I find that price alerts are a great way to be notified when the price reaches key support and resistance levels, freeing you up from continuously watching the screen. In this article, we delve into the features, pros, and cons of several leading forex brokers by volume. Before setting up your MT4 account, it’s important to carefully consider your trading goals and select the account type that best suits your needs. The information on this website may only be copied with the express written permission of Exness. It executes more trading volume than any other MetaTrader broker each month and offers the full MetaTrader suite alongside competitive pricing, add on trading tools, and quality market research. Open the Software Center, then find Wine to install MetaTrader 5 MT5 on Linux. There are no hidden trading commissions at Exness brokerage. Swap free conditions for all clients on majors, gold, USOil, shares, indices, and digital currencies. Forex trading is the primary focus of Exness, and the broker provides access to a wide range of currency pairs, including major, minor, and exotic pairs. PayPal has become a popular payment method for funding forex trading accounts; traders appreciate its vast number of supported currencies, worldwide availability, and the platform’s general convenience and affordability. If you have tried the troubleshooting method above, but still cannot solve the problem. If you’re a new user, you may need to complete additional account verification steps before you can start trading. It’s easy to use and has good charts.

The Best 10 Examples Of Exness Forex Broker

Conclusion

Exness is a non dealing desk broker. Under no circumstances shall the Company have any liability to any person or entity for any loss or damage in whole or part caused by, resulting from, or relating to any transactions related to CFDs. For many years, it has been one of the best and most reliable platforms, providing access to all accounts and orders. A useful tool for investors who frequently and extensively perform calculations. There are 4 pending order types to choose from in MT4 Buy Limit, Sell Limit, Buy Stop, and Sell Stop; Stop Loss and Take Profit can be set to automatically close these orders. You can gradually increase your leverage as you gain more experience and confidence in your trading decisions. Swap free for everyone. For Mac users who wish to trade using Exness MT4, a special Mac OS version is available. These may include system maintenance, server downtime, or other unforeseen circumstances. This is crucial for determining whether a broker is reliable. As its name suggests, the Exness Raw Spread account differentiates itself from other accounts with its minimum spread of 0. Trading is risky and may not be suitable for everyone. Yes, it offers broad coverage. Yes, Exness MT4 is designed to work smoothly on both 64 bit and 32 bit operating systems. The information on this website does not constitute investment advice, a recommendation, or a solicitation to engage in any investment activity. Also, the Traders Union is not a broker and does not get money for trading in the Forex or CFD markets. Traders can explore commodities, including precious metals, and energies, to diversify their portfolios. “Don” Martina 31, Curaçao. Q: How is the customer support of Exness. For traders, both new and experienced, it’s crucial to understand how to deposit and withdraw money from your trading account smoothly. However, traders should be mindful of fees set by their payment providers. One common reason for a failed withdrawal is attempting to move money when you have some open orders. The broker also offers a variety of promotions and bonuses to its clients. There’s advanced charting if you’re into that, and you can keep up with market news.

Exness Forex Broker Iphone Apps

Download Exness MetaTrader 4 MT4 for Linux

In more than 15 years of trading in the financial markets, Vladimir dealt with a wide range of brokers and financial instruments. Exness offers competitive spreads, with the exact spread depending on the account type and trading instrument. Learn how to reassure clients about your IT service’s efficiency by tracking metrics, refining processes, and setting clear expectations. All Exness bank accounts are audited by Deloitte. While a low minimum deposit has its perks, it also comes with potential downsides. Islamic swap free accounts are designed for Muslim traders who want to participate in the forex market without violating Shariah law. Clients of the company note the Exness WebTerminal as convenient and easy to manage, as it is not difficult for them to use. Right click on the order in the Trade tab, and click Modify or Delete. Is at Emancipatie Boulevard Dominico F. Terms and Conditions apply. Another great feature of Exness is that it allows you to manage multiple trading accounts with ease. ” saying more accurate than in the world of trading. You’ll get an email once verified or if there’s an issue that needs addressing. This bonus is automatically calculated based on trading volume: the more you trade, the higher the bonus. The Standard account charges no commission but has slightly higher spreads, while the Pro account has lower spreads but charges a commission per lot traded. Exness MT5 is available for download on various devices including Windows PC, MAC OS, Android, and iOS. Create your free account or sign in to continue your search. These entities are licensed by regulatory bodies such as CySEC Cyprus, FCA UK, FSA Seychelles, FSC BVI, CBCS Curacao, FSCA South Africa, and CMA Kenya. This variability can impact trading costs and requires traders to adapt their strategies accordingly. Address:Suite 201, 2nd FloorThe FirsCnr Bierman and Cradock AvenuesRosebankJohannesburg2196. Exness is a leading global broker that offers a wide range of financial instruments, including forex, metals, and CFDs. The trading platforms provided by the brokerage company offer a wide array of instruments that meet all preferences and strategies of traders. Drag the bar to see the average monthly income you can make based on the total amount of traders you introduce to Exness. But, where you take out money could be fast or slow, and extra charges might be there.

When Professionals Run Into Problems With Exness Forex Broker, This Is What They Do

Average Spreads on Major Currency Pairs

Trading such products is risky, and you may lose all your invested capital. Account types have varied first time deposit requirements before they can be used to trade. Exness builds its payment processes on these principles that make your experience easy and safe. Pro: The Pro account has even lower spreads than the other two commission free accounts and you can switch between instant dealer, or market maker and market agency execution. It is also suitable for those who use advanced trading strategies and require a wider range of trading tools. Some of the reviews and content we feature on this site are supported by affiliate partnerships from which this website may receive money. The MetaTrader 4 is the most popular Forex trading platform among retail Forex traders as it is intuitive and easy to use. Exness allows online traders to fund their accounts from their bank accounts through wire transfers and other direct bank transfer techniques. Or update the operating system, or device, and close unnecessary applications. Trading Bitcoin on Exness can be a lucrative endeavor if approached with knowledge and discipline. Ethereum vs US Dollar. No, Exness is not available to residents of the United States. It’s packed with features for both technical and fundamental analysis, helping traders spot market trends. An intuitive interface allows hassle free deposits and withdrawals, doing this through the corresponding section in the personal account. This simple setup gets you trading in no time. Exness doesn’t just store all client funds in one bank, they spread the funds across different tier 1 banks so that even if one bank has a problem, others will be available. Let’s look at its good and bad points. Once clicked, you’ll be prompted to enter your registered email address and password. We can improve your experience with a little feedback; it’ll take less than a minute. Of course, you will need knowledge and experience, but it’s even more critical to have all Exness apps you need to trade in the financial markets. How to get started with Exness. Exness Cyprus and Exness UK offer B2B services only. We put Exness under the microscope to make sure it is a legit entity that you can trust, however, we did not test its services. It grants access to a wide range of trading assets, including all the major currency pairs, precious metals, oil, and various indices. This setup allows you to browse the internet, manage emails, and download any necessary applications using browsers like Chrome or Firefox. From some of these companies, we may at no additional cost to you, receive compensation. Remember, Exness only permits deposits from payment methods registered under your name to ensure seamless withdrawals and prevent disputes. I use data and warning lists published by regulators worldwide to see whether a brokerage is a legit entity. Further, the order execution style on this account is market execution. With over 20 deposit options, including bank cards, e wallets, and cryptocurrencies, and a selection of over 200 trading instruments, getting started is straightforward.

Free Exness MT4: Access Premium Trading without Cost

Once you receive your login details, open your MetaTrader 4 software, click on “File” and then “Open an Account. That is how they train safely in trading. Click on the main screen of File >> Login to Trade Account. ✅ Open Exness Pro MT5 Account. Its strong regulation, comprehensive range of trading instruments, and user centric approach position it as a valuable partner in the trading journey. We’re glad you had a pleasant experience. Exness strives to make the withdrawal process straightforward and transparent for traders. Learn how to empower your engineering team by delegating effectively and inspiring ownership for executive success in this insightful article. Under no circumstances shall the Company have any liability to any person or entity for any loss or damage in whole or part caused by, resulting from, or relating to any transactions related to CFDs. Verification is required for some payment methods to enhance security and comply with financial regulations. In addition to the MT4 platform, Exness also offers the MetaTrader 5 MT5 trading platform. Dependent on the trading strategy, swap rates, which are the most ignored trading costs, may become the most significant fee per trade. Using these marketing tools and resources to promote Exness is a good way for you to make more money. Your capital is at risk. A great execution of orders, fast withdraw included on weekends, great suport in portuguese I’m from Brazil. Our Page only provides information on brokers and the markets and helps its users to select the best brokerage company based on detailed information and objective analysis of brokers. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website. Become comfortable with the platform’s layout and functionalities to ensure a smooth transition when you decide to start trading with a real Exness account. Exness accepts major card networks globally. MT4 combines both pending and market orders open concurrently. Check out our latest posts to enhance your trading.

Why We Picked It

Disclaimer: Minimum deposit depends on the payment system and account type. Our goal is to provide a service that enhances your trading efficiency by significantly lowering the chances of slippage, making your trading experience smoother and more predictable. Standard accounts are ideal for all traders because they are the most basic and cost effective account options provided by Exness. Trade using your Exness ECN account gives you direct access to the market with clear prices. Please confirm your bank is supported in your region by logging into your PA. Broker Comparison Table/chart best way to choose the right broker 14 replies. Follow the instructions provided by your Mobile Money provider to initiate the payment to your Exness account. If you haven’t set up an account with Exness Limited, you’ll first need to complete the registration process. High spreads, on the other hand, can eat into profits and make short term trading strategies less viable. Exness Minimum Deposit in South Africa. The broker provides multiple deposit and withdrawal methods, including bank transfers, cryptocurrencies, credit cards, and e wallets. In this blog post, we will take a closer look at the various account types offered by Exness and their minimum deposit requirements. Moreover, the account types they offer are very diverse to fit all traders. 💥 Trade with Exness now: Open An Account or Visit Brokers 🏆. We know what’simportant to you. Exness is a leading global broker that offers a wide range of financial instruments, including forex, metals, and CFDs. Agree and Join LinkedIn. Such integration streamlines the trading process, making it more efficient and less prone to errors. Exness is a globally recognized forex broker, operating in over 170 countries, offering a diverse range of tradable assets, including currencies, commodities, and cryptocurrencies. Go over the terms and conditions very carefully. When seeking a broker that combines innovation, reliability, and trader centric features, Exness stands out as an exceptional choice. AED IDR RUR AMD ILS SAR AUD INR SEK ARS ISK SGD AZN JOD SYP BDT JPY THB BHD KES TND BND KGS TRY BRL KRW TWD BGN KWD UGX CAD KZT USD CHF LBP UAH CLP LKR UZS CNY MAD VND COP MXN ZAR CZK MYR VUV DZD NOK EGP NZD EUR OMR DKK NGN XOF GBP PKR GHS PLN HKD QAR GEL PHP HUF RON HRK NPR MBT. In no event shall the Company be liable to any person or entity for any loss or damage, in whole or in part, arising out of, resulting in or in connection with any transaction in connection with a CFD. Here is a list of the main ways that the two types of accounts are different. Better than market conditions. The Standard Cent account is ideal for newcomers, reducing risk with smaller transaction sizes. Additionally, the leverage set on the account will be visible in the account info section. The Pro account targets seasoned traders, offering limitless orders, smaller volumes, and low spreads from 0. Create your free account or sign in to continue your search.

Jul 31, 2024

Comparison with Other Exness Account Types. Market Execution, Instant Execution. Exness broker is a trusted broker partner that is compliant with all relevant terms. 🏆 Exness: Open An Account or Visit Brokers 🏆. These applications, known for their advanced features and robust performance, cater to the diverse needs of the trading community. Verification, in general, grants immediate complete access, enabling you to take advantage of chances through a reliable broker. How do I make a first time deposit. Following these steps will ensure that you have a hassle free experience while accessing your Exness account. The Exness Pro account is commission free while the Zero and Raw Spread accounts include commission but have very low spreads down to 0 pips. Enjoy our stable spreads, firm pricing and fast execution on MT4 for desktop, mobile, web and multiterminal. One of the key factors that sets Exness apart from other brokers is its variety of account options. The Exness Group operates numerous entities including. To make a minimum deposit, simply log in to your Personal Area, select your preferred payment method, choose the trading account you wish to fund, enter the desired amount and currency, and confirm the transaction. All client data is protected by a modern security system supported by a multi level encryption key. The Exness Group operates numerous entities including. It’s essential to understand and acknowledge these risks before engaging in online trading. This option is attractive for traders who value the speed, security, and anonymity of cryptocurrency transactions. If you notice, there is a spread of 0. The Exness Group operates numerous entities including. The only prerequisite is that you confirm your email and phone numbers. We will send it to you within the next 48 hours. Here’s what you need to do. Exness is a global multi asset broker that was founded in 2008 with the mission to reshape the online trading industry.

2nd Lieutenant

The live chat usually responded within a minute. Thank you for your feedback. Margin requirements for all cryptocurrency pairs are fixed, regardless of the leverage you use. Forex traders have access to an exceptional selection of options. 50 during withdrawals. Select “Server Options”. This may impact how, where and which companies / services we review and write about. You must make your own financial decisions, we take no responsibility for money made or lost as a result of using our servers or advice on forex related products on this website. Also, the Traders Union is not a broker and does not get money for trading in the Forex or CFD markets. Here’s how to submit these proofs. To begin trading with Exness MT4 on your Android or iOS device, you’ll need to get the MetaTrader mobile app. Most Popular JSE Shares. Having navigated diverse forex brokers, Jason shares his insights at Brokersway to bridge the gap between traders and the right brokerage. Lastly, the Raw Spread account, tailored for experienced traders, boasts ultra low, stable spreads with a fixed commission per lot, no position limits, and market execution. Is forex trading legal in Oman.

Colonel

General Risk Warning: CFDs are leveraged products. During stock daily break hours, stop out is set at 100%. After inputting these details into the Exness Calculator, the trader reviews the calculated outcomes. 5 per side and features lower spreads with market execution, no restriction on leverage or stop out, and a 30% trigger on margin calls. The registered office of E​xness SC Ltd is at 9A CT House, 2nd floor, Providence, Mahe, Seychelles. Leverage for cryptocurrency trading is typically restricted to a ratio of 2:1, whereas stocks allow for a maximum leverage of 1:20. The company has programs to make a positive impact. Unclear requirements. These platforms offer an array of features, user friendly interfaces, and cross device compatibility, ensuring a seamless trading experience. This method ensures you’re well prepared to navigate the financial markets with Exness, providing a seamless transition from learning to actual trading. “Don” Martina 31, Curaçao. Download the MetaTrader 4 app from Exness website on your mobile device. Our servers are equipped with the latest security updates and are monitored around the clock, providing peace of mind that your trading operations are safeguarded. Exness does not charge any fees for making deposits. The Exness real account is where dreams are pursued, strategies are executed, and profits are made. Processing times vary by payment method, as seen in the PA. Exness does not charge any inactivity fees. This multitude of options accentuates the inclusivity that Exness strives for, enabling traders from varied linguistic backgrounds to navigate the platform in their native or preferred language. Prices Provided Herein May Be Provided By Market Makers And Not By Exchanges. Then hit the “Apply” button.

Support

Esta plataforma baseada na web espelha as funcionalidades da versão para desktop, oferecendo uma experiência de negociação contínua diretamente através do seu navegador de internet. The “History” tab gives a summary of past trades, including profits and losses. MT4 real: 1 000 100 pending. <<<<>>>>>. Lots of traders like this platform. Thank you for your feedback. With a minimum deposit requirement of only $10, the Standard account allows traders to start trading with a small amount of capital, minimizing their risk exposure. The biggest difference between MetaTrader 4 and MultiTerminal is that MultiTerminal allows you to simultaneously trade with up to 128 real accounts or 10 demo accounts on the same trading server while this cannot be done with MetaTrader 4. Here are the steps to depositing funds using mobile money on Exness. ✅ Open Exness Pro MT5 Account. This can be particularly beneficial for traders who have limited initial funds but still want to access the Exness trading platform and its features. If this criteria is not met, you will receive warnings on day 3 and day 5 before VPS termination Pending orders do not count. Registration: Begin by providing basic personal information, including name, email, and phone number.

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Exness Bonus Programs. There are 5 trading account types split into two categories: Standard and Professional. The spread value is typically shown in pips, which is a term used to describe the price changes of an instrument. These two account types offer distinct advantages and serve different purposes in your trading experience. Receiving security codes by SMS text plays a role later on. Traders can leverage these platforms for manual trading, algorithmic trading, and even copy trading through various plugins and features. While it’s important to note that no service can promise to completely eliminate slippage due to various uncontrollable factors, using a Trading VPS can greatly reduce its occurrence. Overall, based on positive customer reviews and industry reputation, Exness stands out as a reputable and trustworthy forex broker that prioritizes the needs and satisfaction of its clients. Exness is a multi asset brokerage offering products and services for trading CFDs on instrument groups, including forex, commodities metals and energies, indices, stocks and cryptocurrencies. The registered office of Exness SC Ltd is at 9A CT House, 2nd floor, Providence, Mahe, Seychelles. Tolong perbaiki sistem depo dan bank agar bisa pakai bri. The Exness Trade trading app features a state of the art trading terminal powered by MetaTrader. Then, select Sign In. How to Link Exness to TradingView. Welcome bonus 50% when opening a real account. Their focus on transparency and client education is reflected in their educational tools and resources, as well as the detailed information provided on their trading instruments screen. The use of prepaid cards for deposits depends on Exness’s policies and the regulations of your country. Traders should review the available payment options and choose the one that best suits their preferences and needs. The company has announced plans to expand its presence in the Asian market, particularly in China and South Korea, as well as launch new products and services to cater to the growing demands of its clients. Exness supports 2 Metatrader trading platforms i.

TRADING ACCOUNTS

Traders are ever on the lookout for brokers with high execution speeds. Commission calculation formula. When seeking a broker that combines innovation, reliability, and trader centric features, Exness stands out as an exceptional choice. If you require help installing software that isn’t pre included on your VPS, don’t hesitate to reach out. It does not account for your specific financial situation or goals. We’re proud to say we reached a record $6,110 billion in trading volume, translating obstacles into opportunities. Education content is not available as Exness targets experienced traders, making the absence of educational content irrelevant to the business model of Exness. Trade without trade offs with the most popular platform. Clients of the trading platform who use the zero account or Raw Spread will be charged a commission of 3.